thready,
You are not stealing money from the government. Whatever your sister says, she does not have to live the life you are living. She doesn't have to manage thing the way you do. Your sister is not a doctor. Your doctor the one who can advise you the best way move forward.
Having the sense of felling like you are losing your mind is dreadful. But if you can feel that way it means you haven't lost it.
Take Care