Thanks gloria. I have a list of numbers to call since I first got behind on my payments and haven't been able to call any of them. Also got a list of legal services along with my foreclosure papers, was hoping to call one of them today.

HUD might be a good place for me to start.

If I bring myself to it with this number or any other I'll report back here. That is an important goal for me.

I do think part of it is that I'm still not working, so I don't see a way out of this even with help. (Even though I know some of the numbers I have can offer financial help... since when does logic count with depression?)

------------------------------------
--http://www.idexter.com