Please do not allow what happened to myself to deter you...

But for me...No!!!

They sit there and tell you to "Accept" and "Refocus"....it is kinda like they say, "Yes....you have lost a leg, but now you only have to put on one shoe and one sock".--Accept! And Refocus-"Yeah, your house, garage, and car are burnt down...but we saved the new CD in your car's player...so focus upon that."

Wow! I felt so MUCH better!!.......NOT!!!

They did help with this...1. they maximized my insurance and 2. emptied my wallet with their copays