Meds address the symptom(s), but without addressing the cause, the symptoms will reappear. Speaking from experience - I was prescribed Prozac to "treat" my depression for a while, but I only started to get better when my therapist and I dug deep enough to find the root cause of the problem. Personally, with Prozac it felt like I was trading one problem (depression) for two (horrible anxiety and PICA), so overall it doesn't feel like it was worth it.

Then again, CBT didn't do much for me, either. NLP (Neuro-Linguistic Programming) and visualization techniques, on the other hand? Both worked wonders. It's different for different people.

If the cost of therapy is a problem, I'd suggest alternative means of treatment - online therapy (cheaper), support groups, self-help books and practices or simply working with yourself to identify the things that are really bothering you (which takes a surprising degree of honesty and courage to do). (Edit: not saying "Don't take meds", just that meds + other forms of therapy are probably more efficient than meds alone...)