I would seriously go to your county website they will have a section for mental health most of them are sliding scale fee because you are 25 it'll be based off your income to receive therapy and psychiatry. The semester after you turn 26 you are considered an independent and can receive up to $5,500 towards school a year for 6 years in pell if you did not use financial aid last time you were in college. I also suggest signing up for income based housing because a lot of times utilities are included and if your name come up and you have a job that can pay normal rent you'll just be asked to pay "market value" which is usually pretty cheap to begin. I know some aren't the best neighborhood but it gives you an all in one bill. So in rough times you only have to remember one bill.