I know you have indicated on this thread and elsewhere that money is tight, so I assume that's why you haven't seen a sexual surrogate (or taken that trip to Nevada). But truthfully, you've indicated that you're so desperate on this issue that if you don't lose your virginity by age 35, you're ready to end your life. If things are that urgent, I wonder if you'd consider getting a second job, borrowing money, looking into credit options, etc.

Hang in there.