I don't fully understand your post?

So after you told her that you felt upset, she offered to help? That's great! Then you told her that you're not a team? If I was told I wasn't part of a team, I would do my own thing and not worry about the other person as saying we're not a team means they want to do things on their own... so I would have opened an account on my own too. And then you were upset that she did her own thing?

She probably didn't want to help at the start because she figured you were perfectly capable of doing it yourself and didn't see a reason to help or think that you needed it. It sounds like if you expressed your need, she was then willing to help and you declined that help. And now you're upset that she didn't help.

I am a bit confused, so I might have misinterpreted what you said. Could you clarify your post for me?