My first reaction reading the title of your thread was "Hell no!!"

Though I'm not as bad as I boast

I love Therapy Tales too!

I attend all sessions or let my T know on time if I can't make it (except only a few occasions due to public transportation).
I pay each and every session. I even paid the one time he said that i could pay another time if I needed the money for something else (I had some money stolen that I had been counting on). Once I forgot to pay and I actually went back to give him the money.
We do have out-of-therapy contact, due to half-objective reasons. I'm not crossing his boundaries and he's not crossing mine, this is just the kind of out-of-session contact we talked about and agreed on.
I talk quite openly. Except, unlike with most people in my life who aren't my T, I also talk openly about not wanting to discuss certain things (yet or at all). That sort of drives my therapist crazy.
I've changed quite a bit (for the better) since I started seeing my T, too.
Definitely working hard.