Being denied for disability is not your failure. It is a mixture of the breakdown of a system meant to help those who can't work, and greedy COs who probably make six figures a year.

Having dealt with insurance, loans etc. my feeling is that they make it as difficult as possible and hope you weaken and give up. Just because there are insensitive jackasses in the world does not mean you are a failure.

Keep calling, and when you do, get names and ID numbers from the people you have spoken to. Take notes on what is said and be sure to document the date and time. If nothing else, it gives you an edge. No one can say that you didn't call. Also make copies of any papers you have been sent or filled out.

Sam2