I would consider not being homeless a necessity, and I would also consider a car a near necessity these days. If you haven't looked at job applications lately, a LOT of employers are only looking to hire people who have their own transportation. I had to provide a driver's license number for many of the applications I filled out. It sucks, but it's the way it is; employers are being really picky about who they'll hire now because they can afford to in this job market. Yes I have a computer and internet access. The internet is provided free by my apartment complex, and the computer was a gift, although you almost need a computer in today's world too. You can get by using the computers at the library for the most part, though. I don't have a television set. I do have a cellphone, but I do not have a house phone. My cell phone is also very old and only allows me to do the basics. It is not a Smartphone, and the only reason I have it is that my dad has kept me on his family plan because he wants a way to be able to contact me. If he took me off of his family plan, I would not sign up for my own plan and would just live without a phone...which would also make getting a job hard because employers want you to have a phone number. I hardly think the reason I'm concerned about finances is that I live a life full of "unnecessary" things, but you're free to disagree.