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WinterRose said:
How do you manage seeing a therapist so regularly with healthcare? Is it very expensive for those of you who do? My plan only allows 30 visits a year.

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My therapist is not on my insurance plan, but my insurance does have some out-of-network coverage. It ends up being that insurance pays for about 43% of the cost of my visit each week. I think they pay that much through 48 visits, then they pay less, but I haven't figured out the percentage. (What they're actually paying is 75% of their Usual Customary Rate which is a lot lower than what my therapist charges). I end up paying several hundred dollars per month out-of-pocket. It's hard since I'm single, but I have no dependents so that does give me more disposable income. I also recently started group therapy which I'm paying for without help from insurance. The therapist offered to not charge me for group, but I'll wait and see if I can afford it first. If I start having financial problems, I'll ask him for a discount on the group part of it.

Definitely ask about sliding scales! I bet quite a few therapists take on clients for lower fees sometimes.

I would have never thought that I would spend so much on anything (I'm too cheap to even get high-speed Internet at home -- here I am on my 56k modem connection), but it has been totally worth it to me. I will never regret one penny of it.

Sidony