I am a single dad his mom ran out when he was 6 months I do construction I just traded my car in for something I thought would help me but I just got layed off my payment is crazy high I can't afford it I tried taking the car back to the dealer but I can't I'm thinking of surrendering the car an filing for bankruptcy I don't know what to do please help me I want to give my boy a good life but feel like a pos right now I hit a brick wall an don't know what to do I feel as if the only way out is hurting my self