Hi. I don't believe that learned habits automatically stop overspending when I'm manic. I bought a 2nd house, and when my husband refinanced I blew through $10k on amazon, ebay, Kindle books etc. It was awful bc I was so decitful running home to hide the boxes. I do not trust myself with money. That being said using all automatic withdrawals for utilities and mortgage, I take out like $40 to carry and no plastic. When I buy groceries I bring a list and stick to it. I shop at Aldis, cooking at home, which has great deals, and I shop at goodwill. I pay for my meds before anything and always demand generic. It's hard because I always feel like I can manage money; I have a MBA!? But when I'm manic I try to identity the red flags and avoid any shopping.
Good Luck.
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