Reading this thread has really opened my eyes to how much I desperately need to talk to my T about my financial situation and how much I am paying for therapy. It is taking up a large portion of my monthly income and I am falling so behind on a number of my other financial committments but again I am soooo afraid to say anything. Talking about money has always been a fear. I even still have a hard time paying him at the end of sessions. He is good where I don't have to pay him after each session and he waits until I get paid to pay for a whole bunch of sessions but it still makes me uncomfortable. He is the first T that I have saw where I had to pay at all. My insurance has run out for the year already (only 10 sessions per year) and I honestly don't see myself lasting at 2 sessions per week for long. Due to what we are working on in my sessions I need the 2 appts. per week but I can't afford it. Any suggestions on how to start the topic off with him?

Thanks