Omg have you guys heard of stickk?

stickK ? Change Starts Now

It's a motivational thing where you set a goal and give them your credit card number and if you don't reach your goal they will give whatever amount of money you want to somebody else...it can be a friend, a charity or the real kicker an anti-charity so you can pick an organization you hate and it will super motivate you so you end up giving them money if you fail...that is so evil it just might work!