I see my T once a week. In the beginning of the year it is difficult to pay as I have to reach my deductible before it kicks in. Once I reach it the price drastically drops and it is affordable. I have 50 visits a year so it lasts pretty much the year. My T doesn't expect me to pay the full fee at once when I haven't meet my deductible I just keep making regular payments until it is paid - also he knows that my insurance will kick in and I will be able to get caught up then.

I noticed when I was looking for a T that there weren't hardly any that had a sliding scale. I feel really lucky that he lets me make payments. I don't know what I would do if he didn't.