My credit score dropped 20 points because I was late with three payments in a row. The credit card substantially cut my credit limit. I now have to prove to them that I can make the payments.

I have gone through about $60,000 in a couple years. I do not know where most of it went. I am on disability. So even though I only placed myself in credit card debt for $6000, I went through a significant part of my bank account. I have not told anyone due to me not wanting to be embarrassed.

I was able to reign in my spending only recently when my med cocktail started to work. This was due to the addition of Lamictal and Zyprexa. What has it taken so long for the doctor to place me on a mood stabilizer?

I just hope there are no emergencies until I can pay it all back...maybe sometime in the future. Every time I think about this I start to fee anxious and worried.