Wow. I'm in Canada, and I assume the prices are high here too, but I'm on disability. I get drug benefits through that. The older meds are covered, Abilify is covered, but when I was on Saphris it wasn't covered but they had some program where if I signed some forms, I could get samples from my psychiatrist, so I did that until just recently when Saphris became covered too. When I was on Lamictal it wasn't covered and cost something like $400 a month, I think. I got the rash so I didn't stay on it long. My testosterone isn't covered. It would have been covered if I had been born male, but if I had been born male I wouldn't need testosterone in the first place.
I really don't know what I'd do if I lived in the US.