The have' s and have not's in the world. Unless you have done without it is impossible to appreciate the material possessions you have. I have been on both ends of this several times. I think that although I have been in deep debt for over 10 years that I am not as poor as many in the third world. My life is luxurious my that measure. I have also had to live out of my car for several months which really puts this in perspective.