Hello Ti.
I hope you are doing well at this time. It is a good thing that you are realizing that you are focusing too much on what will happen in the future. I really feel that if you get a therapist that all of the burdens you are imagining at this time that are threatening to you could be lessened by someone else helping you decide what is necessary to address and when to address the issues you are facing alone at this time. Therapists are not just for time of crisis they also help retrain negative behaviors and turn the negative components of the behavior into positives to lifes trials and consequences. Dr Wylie Psisci can also help direct you to the proper help if you are interested in the future. Take care I hope the best for you Soidhonia