There is nothing wrong about whining ya know. We all need a vent and a rant at times!

That being said, it is understandable that you would be put out by his comments. There was no need for him to drive it home so bluntly. I mean yes, he needs to put bread on the table but he could have tackled it somewhat better.

Hm, also not sure if i misunderstood this and please correct me if i am wrong - re your insurance company: does this means all this time you’ve paid the full amount when you could have paid half (or at least a lower rate)? Yikes, in this case i would also feel he ‘owed’ me for all the time I paid full whack... and in which case, i would also find his stance re payment & lower rates a bit ‘off’. A bit rich coming from him when you were entitled to a lower rate and he never even broached a lower payment option. Tbh, I think anyone would be justified to be upset at T.