I'm sorry for saying this, because it's probably not supportive in the way you would like it to be. I don't really get the collective group sense that he somehow handled this badly, when it seems to me that he put the ball in your court to figure how your responsibility for payment and he responded honestly to you.

It doesn't make sense to me that he *should* have offered, and apparently without your even asking, a lower rate that is the same as the rate he's agreed to accept when people have a particular insurance. It seems straightforward to me when explaining fees: "I charge X, except if you have Y insurance, then I charge __." If you don't have Y insurance, you pay X.

I also don't get why he should have said something other than the truth about earning less money for doing the same job. He didn't say it sucked, you did. Should he have lied and said, "no, really, I enjoy doing the same job and earning half pay?"

Your interpretations that this is about you are causing you pain, not your T's behavior. It might be easier to blame him for not saying or doing what you would have scripted for him, but that's not exactly a real relationship. Whatever he said or did, he was at least being authentic.

Sorry, again, for not being supportive.