Not everyone is going to hurt you. Not everyone is a selfish asshole that wants to destroy you/steal from you/ abandon you. I kept trying to have someone I love see this. I think that someone got in their ear and convinced them that I would try and take everything. Years later and I am financially more stable than they are. Yet, even if it had been an option I wouldn't have done it. I have morals. Anyone who is ill, may pose a higher risk, but also should not live their life in fear. Be cautious but love openly - otherwise money is just paper that bleeds the soul.