Taking you off his insurance is NOT OK....it's NOT ok until the divorce is final....then at times there are agreements in the divorce where they have to help pay for your insurance or continue providing it through their care....that is FOR THE JUDGE TO DECIDE....not the guy who wants to separate from you.....he owes that to you definitely as long as you are married.....so don't allow him to make any move at this point....just because he doesn't want to pay out the money through his insurance for you.....that's not a choice he can make.....as long as you are not divorced....legally they are still responsible financially for each other.....that is one serious reason why I am getting a divorce because my H was totally irresponsible financially.....& he ended up destroying my credit & we lost all our investments because he had no concept of HOW to be responsible & when my depression hit...I wasn't capable of handling it like I always had been especially when I was in & out of the hospital with suicide attempts.

When he defaulted on the house & it almost went to foreclosure.....they actually tried to come after me for payments.....I made it clear that I had already been separated for 6 years at that point....but there are still certain things that the responsibility is still there financially & medical is one of the big things where responsibility continues to exist.

If he were to go out & get a car loan with only his name on it....then he would be the only one responsible for paying....but you get anything that has to do with taxes or joint anything & you both continue to be responsible.

Sounds like he wants to be a cheap skate IMO....& it does sound like his psychological issues don't allow him to think logically.....who knows...the judge might see to it that he continues to provide medical coverage once the divorce is final. Friend of mine's H was a career military....& he's having to provide for her insurance long after the divorce.....she was a stay at home mom who never had a career of her own with all the moving she did with her H before the divorce.

Doesn't sound like he's too interested in getting back together if he's just looking at ways of cutting his expenses rather than looking at ways of getting back together