What do you mean, encouraging transference? That is just misreading a situation, like putting more into it than is really there.

Do you mean she is trying to get you to lower your resistance to her, or disengage your defenses? That is not a bad thing. In therapy its just a time and money waster. Also in comedy! If you can say, "yes and..." to her suggestions you will get farther, faster than if you say no, its not that.

You can still refine your answer AFTER you say yes. I think the point is just to accept it, open your mind to it. If you say no, your brain gets the message that it doesnt have to listen, nothing is changing.