Quote:
Originally Posted by Lauliza
My guess is they don't since there is no mention of it. Ice seen HMOs and other plans offer out of network coverage, but I've never seen anything about it mentioned in the literature or online. Their are has a function where you can search for doctors/Ts. If they aren't there, they usually don't take this insurance.
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Often insurances will reimburse out of network providers at a lower rate, I would ask about that.