I know you are right. I had one too but she has since opened her own practice without insurance. I had been looking at private insurance. The most popular insurance in my state since ACA is kaiser. It is substantially lower than everybody else. They are really good for preventative care and things like pregnancies. In my state the MH stinks, IMO. Even my T has never heard of a good experience from her clients. I know first hand because I had them for a brief period. Factoring this in all my MH would have gone out of network which means no reimbursement whatsoever. It still may have been cheaper than other plans as long as I didn't need extra care. There is one doc I have not been able to afford but now that I have some coverage I may seek him out. He will "prescribe" more than just rx's and do more of an evaluation. I like the office I work with but they have their specialty and he has his. I do like that freedom.

The doctor that didn't spend extra time or expertise is kind of a ripoff, IMO. I mean, why pay more for what you can get in network?

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