Thanks for the explanations, I know I have a chance to get SSI with my disability the problem is when, there is just alot we have going on now, I could definitely use medicare for the MRI, and I'm not sure if I'll be able to get a job straight out of college because of my disability even with my new found skills. I don't want to keep taking out loans, the backpayments would be the only good thing about the wait. I would be very disappointed if I don't get them. So I wanted to be sure that I could get them. I am in month 5 now going into 6.