In the U.S. if you don't have health insurance you will get stuck with the whole bill to pay. The average doctors visit is about $100 - $200, labs depend on what you are having done but average $350 - $500, MRI, Ultrasounds, etc are higher but I forgot how much it is in the $1000+ range though. Healthcare is expensive in the U.S.

I have two insurance policies personally. I have one that I get from my mother which is a 90/10 split on health and dental so long as they are in the PPO. Which is a really good plan in the U.S.. My doctor visits cost me $10. My prescriptions have a $10 - $20 copay depending on what it is.

I also take out a vision insurance policy with my work which covers up to $120 on frames, $100 per lens, and one eye exam a year. It also has some other things on it but I am not sure.

My health and dental plan is $180 a month and my vision plan is $8.80 a month.