Quote:
Originally Posted by Lauliza
No one in my state will employ a T if they don't carry malpractice insurance. I don't know if it's legally required technically, but you can't even do an internship without it.
I'm surprised a psychiatrist, a medical doctor, would not carry malpractice insurance. Sexual exploitation is a huge factor of malpractice in therapy. They can't hurt you physically but can emotionally so they can be sued for causing emotional distress. I don't don't think sex between a T and client is illegal in every state but if it is in California then yeah, I don't think the malpractice insurance will be of any help in that case.
I thought the insurance was for the benefit of the T or pdoc. Can't you still file charges or even a civil lawsuit whether they are insured or not?
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Sex between psychiatrist and patient is a felony in California. I pressed criminal charges but California would not prosecute due to lack of evidence, even though I was the second of seven to come forward. I filed civil and medical board charges. I even reported it to Medicare and Medi-cal. Civil case went on for more than two years but turns out he did not have malpractice insurance. He put all his assets in his mother in law's name, then he filed bankruptcy.
I am dumbfounded that therapists are not required to carry malpractice insurance. Yes, if you are connected to a hospital or University they require you to carry it. But therapists in private practice are not required to have it. Even if, ethically, the profession would like you to have it...there is no recourse if they decide not to.