I am going to school now, and racked up some debt with my classes, and will be expected to rack up debt in the next semester. And to be quite honest, I am not very confident in being able to get a job. I wish I had one. However if it came to this. I was wondering how does the loan forgiveness work for those that are permanently disabled? Can it work for anyone who is disabled? Or is it for different type of disability? I do have a permanent disabled which is my hearing and speech impairment. Plus I have a chronic shoulder pain that is likely due to nerves, that is not likely to go away anytime soon with therapy.