My parents are too - they're in their 70s now. I'm not close to my sister, plus she's 10 years older than I am and has had COPD the last 10 years or longer. My husband is 8 years older than I am, too, and always complaining about some sort of ailment. It's just so frightening to think you'll be the only one left and not sure if you can do it. Even just if my husband were to go in the hospital and I had to take care of things on my own for awhile is scary. My only hope is that I'd go first somehow. I have to be here for my son, though, and may even have to care for him his whole life. You're right, though - we are catastrophizing. I saw it in some ptsd things I printed out, and I think that's what I'm doing really badly. I didn't used to, though, and wish I could stop. I think our fire made me realize subconsciously how unpredictable life is and that anything can happen. You can never totally prepare for anything. Plus I just feel so scared of everything now since that. We were homeless for a month living with my parents til we found a rental house (which was pretty expensive) and I'm just so scared of being homeless again, and what would I do without my parents to help?? Where would I go?? But yeah, we can try to prepare the best we can. I know it would be good if I learned to cut grass myself and how to handle the bills, etc. That can help a bit.