Hi, pl2a5, and welcome to Psych Central! I do not recommend holding off for too long. Do you or do you not believe that you need disability?

Meanwhile, I recommend talking to your therapist about it and getting the documentation started again. Be specific about HOW your problems keep you from being able to hold a job. For instance, "I am unable to concentrate for over two minutes. I am not able to stand at the stove to cook, and have to sit on a stool." whatever.....

Good luck!