Rant warning:
Yeah and I forgot to mention that if I lived 10 miles down the road there would be services as it is a different County which is "more deprived" than the "rich" town where I live. My income and assets don't count either way, I could be a millionaire living in the deprived area and get a service for free or I could be working poor in the rich area and get nothing. The reality is I have a decent income after tax, but private healthcare in the UK is all about cosmetic surgery on interest free loans. Anything else that you might really need is hugely expensive, most of the private psych facilities specialise in detox or eating disorders. In my town, there is a private psych hospital full of 80s pop "stars" no-one has ever heard of doing rehab after getting caught for possession of class A substances, a referral there would cost over £400, which is more than my monthly disposable income.
Rant over.