I live in the US. I am covered under my dad's health insurance for one more year. It allows me to get blood tests and other routine stuff for a $20 copay, so it's helpful if I have something like a bad sore throat that just requires an antibiotic. Other than that, it's pretty useless to me. Even though I can get in to see a doctor for $20, I have to pay a ton more to get any testing they request or medications they prescribe. Some medications are pretty cheap...I can get an antibiotic for $4 at Walmart. But the medications I really need on a daily basis are much more expensive, so I don't take them. I never got the brain MRI I was supposed to get 5 months ago because it would have cost me somewhere between $1,000 and $2,000. I didn't get the chest CT scan and vestibular rehab my doctor wanted me to get for the same reason. Once I turn 26, I'm hoping I'll no longer be working as a freelancer and will be able to get my own health insurance through an employer. Otherwise, I just won't go to doctors.