Quote:
Originally Posted by Sometimes psychotic
Why don't you guys have credit cards? I need mine every time I get something online, verification for train and plane tickets....you can't book a hotel without one etc. I just pay it off every month so I don't pay more...debit cards are much more risky I only use them at ATMs....which of course has it's own risk due to skimmers etc.
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I've never had one. I always believed in paying cash for things and if I didn't have enough cash then I just didn't need it. Plus I thought if I had one then I'd be using it a lot and could run up some debt. I didn't trust myself. But now that I'm older I wish I had one just for emergency use. I do have a debit card linked to my bank account that I use when I don't have cash on me. I never go to hotels.