My youngest daughter saves up her money and then goes to an expensive hotel for a weekend stay. She goes to the ones that are $200 or more a night. She books in advance and usually gets a really great deal. Normally she goes with a friend so they split the cost. The hotel always charges her card for more and then after she checks out they inspect the room. No damages occur so they credit her back for the over charge. She always uses her debit card. It works fine here in Dallas, Texas. But elsewhere may have different rules I don't know.