Quote:
Originally Posted by Sometimes psychotic
Does your debit card have the visa logo or some equivalent? If so then it does have some credit card functionality. Pure debit cards typically require a pin for use. If your card number and pin are stolen the bank is not even liable for fraudulent purchases. Also it is unsafe to use pins in typical credit card sliders due to lack of security ie see what happened with target.
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When that Target mess happened I had to get a new debit card because I had used it at two of our local Targets. It has the Visa logo on it and I always use my pin so that the charge will deduct immediately from my bank account. When using it as credit it takes a couple of days to post. If I use it as a debit which requires my pin it posts the next day. I check my account daily and have Chase bank alerts that notifies me if a charge has been made on my bank account. I don't trust those machines either and you always hear of people's information getting stolen. I try to use cash as much as possible.