When that Target mess happened I had to get a new debit card because I had used it at two of our local Targets. It has the Visa logo on it and I always use my pin so that the charge will deduct immediately from my bank account. When using it as credit it takes a couple of days to post. If I use it as a debit which requires my pin it posts the next day. I check my account daily and have Chase bank alerts that notifies me if a charge has been made on my bank account. I don't trust those machines either and you always hear of people's information getting stolen. I try to use cash as much as possible.