Yep. If you can also compute the cost of the options, that helps you bargain for the price better. It used to be that options cost the dealer 80% of what they listed for... I don't know if that's still true, but find the percentage and begin bartering. Also, go to a dealer where they are in a sales contest... sometimes a salesman will cut his take if he only needs one or two more sales to win that week...and by winning he gets a higher cut from dealer BTW you don't have to take the salesman assigned to you... check out their sales board When I buy a car, I want the same salesman there in 3 years when it has trouble or I'm ready for a new one, etc.

Go to a dealer that doesn't carry your Chevy and talk to them about the car. SOmetimes they have complaints that are genuine, in effort to show their cars as superior. AND sometimes, they can buy that chevy for you anyway, and give you a good deal, just to get a sale they otherwise wouldn't. (They all have connections and barter with other lots daily.)

All in all, the true 0% is a good deal. No reason to pay someone interest. IF however the fine details are that if you are late on ANY payment, that you are penalized... don't sign! Usually someone with good credit/ good credit rating (750 and up) can pretty much get what they want for the price that is appropriate. It pays to view your credit reports first, and clear up any errors that might be on them. You get one free each year from each reporting agency...of the big three.