I hate this word transference.
When we feel affection it doesnt mean that we transfer this feelings from someone to therapist. Therapist also is a person who we can love or hate because of him/her not because of someone else...

Personally i always understand when i transfer my feelings to someone (in a real world it also happens) and those people remind me of another people. So okay its transference and it can happen outside therapy too.
I know for sure that my feelings for my t is not transference but i have felt transference to other people and i even understood that its fake feelings just because this person totally reminds me of someone else.

I hate when people are slaves of theory, every situation is different.