I own my house, in my name only. This particular application didn't ask for expenses, but I would have used just my half if it did. I put down $0 for my annual income and indicated that I am living off savings while I decide what to do next. It does get complicated, though -- I lost so much money in the market five years ago that I still don't have to pay any capital gains on the stocks I'm selling off to pay my bills or dividends.

I told them that I'm time rich and cash poor at the moment, which makes me happy to work off the conference fee!