Perna: I´m not sure I´ve got your point completely but I´m not questioning that I pay for my insurance so they can use mine and other peoples insurance payments in cases like accidents and as in this case, therapeutical treatment. The 10 times in therapy is not calculated from how much money you´ve already put into the insurance, the number of times is the same for every insurance customer.

I´m questioning the unethical as I see it that therapists take clients into treatment being aware that

1. the client don´t have the ability to pay for him- or herself
2. the number of limited sessions are often not enough following that
3. he or she won´t be able to complete the therapy with the client as he or she won´t get paid and the client won´t be able to pay
4. it´s a often hard process to open up and it´s not just to change therapist. In Sweden and surely in many other areas it´s often very hard, nearly impossible to get free therapy with an authorized therapist unless you suffer from very severe issues.

The outcome will then be an unfinished therapy and continued bad health for the client.