I like that question, it's not dumb at all.
For me, therapy is a trusting relationship within which I feel safe to be me, pathology and all, and have a corrective emotional experience; a context within which I can explore and process my thoughts/feelings with a person who is capable of being present as I do so. For me, the TRUSTING relationship is in and of itself healing. In addition, the trusting relationship lends itself to the playing out and working through of transference issues, which, when done successfully with a competent and skilled therapist results in catharsis and relief of the symptoms which have brought us into therapy.
Therapy is a place where I can shed my old useless skin and grow a new one,
oh I feel like penning a poem about what therapy is for me, but I gotta go now...