Sorry. No offense meant at all. This is what comes of being the son of smug, self-righteous Greatest Generation(tm) parents who considered job loss, divorce and bankruptcy to be cause for lifelong shame, and sneered at anyone who went through them -- zero compassion. And they didn't use the word "homeless" -- it was "bums." I should have known that would rub off on me and spill into my dealings with others. I hope you can forgive me.

And yes -- my self-esteem is so low it's within a few feet of Earth's core. This also comes of being made to feel like moral pond scum by parents who considered "selfish" the dirtiest word in the language.

And now I'm not sure schizophrenia applies (though I certainly wouldn't want it if it did). There's a strongly quasi-religious bent to my fears that's now making me suspect scrupulosity. Strangest thing in the world coming from an atheist ... but there it is.

No excuse for my having given offense, though. Again, sorry -- and also sorry to anyone here if I've been barking up the wrong tree.