Well if you have had a trauma, then its likely it could be related to PTSD...sometimes they do confuse PTSD with personality disorders. Also though if you haven't had a trauma it could just be severe anxiety with really bad panic attacks causing these ordeals. It would be a good idea to maybe talk to someone about it and get a second opinion, but you're right it can be expensive.

You could maybe look into if you would qualify for medicaid...how do you attain income? if your working I think if you make below a certain amount you can qualify or if you're on like SSI you should automatically qualify...that could help some with those costs. Also some therapists/psychologists/psychatrists offer sliding scale fees meaning they work with you so you can pay a more affordable price instead of what they usually charge.