So I'm seeing a T who is out of network, and I'm trying to get coverage. My plan allows 50 percent coverage for out of network for 20 visits. I called the insurance and they say that all she had to do is submit a DX. So I told her, and she said she would do that. But now she wants me to file all the insurance claims myself, and pay her the full amount up front and wait for the insurance to reimburse me. I really don't want to do all of that, and never expected that I would be have such dealings with the insurance. She says that she wants me to do that because she has had a hard time getting the insurance to pay her back in a timely manner when she is out of network. But isn't this her problem to figure out? Is it normal for her to ask me to file the claims. I'm really scared that if they don't pay her back in a timely manner it could be ages before I see any money. And I'm worried that could really hurt my finances. What am I supposed to do about all this??