Once when extremely manic, I donated $500 to a Christian organization that I was sure the Lord called me to donate (against my husband's wishes). This may not sound like much but we are a one income family living below the level of poverty. We are not poor because we live within our means but we have absolutely no money to spare.

Another time I went through about $1400 on I have no idea what on a credit card. I'm still not sure what I bought, we kept getting boxes in the mail. I was defensive and insisted we keep everything. My husband didn't put up too much of a fight because he had NO idea how much I was spending at the time.

Another time I went shopping on myself and spent $100s on clothes for myself when we didn't have a $.10 to spare. I never spend money on clothes unless I absolutely need them.

Those are the main ways I overspend, shopping sprees and donating money (in smaller amounts). I am usually very financially responsible.