I lost my house, and filed chapter 7 bankruptcy, lost everything in my last manic episode 4 years ago.

The GREAT part about it is that I am now 100% debt free for the last 4 years, I have no credit cards, no loans, etc.

I will never borrow money ever again in my life, because I know my weaknesses. I throw away every credit card application, I pay cash for everything. All bipolar people should do the same IMO, and most people in general should avoid debt.