TMS is covered by many insurances now but not all. My insurance is anthem blue cross and they covered me at 100%. Also TMS is only approved for treatment resistant depression and has proven to be effective somewhat in every 1 in 2 people and completely effective meaning remission in every 1 in 3 people. They say the stats are better than medication but not as good as ECT but it has far less side effects than either one. All of them acute. Mainly just a headache. So who knows maybe it will work for you. I am on my first day of week 4 of 6 and feel normal again. It really just hit me yesterday that I might just be in remission after nearly a year. Hopefully the effects are long lasting. We will see.